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Your Dream Home Made Possible

Whether you’re purchasing your first home or just looking to relocate, the Lineage Bank Mortgage Loan Officers are here to help you during this important time.

Each member of our team has the necessary experience to assist you with a loan that meets your needs and works within your budget. 

Middle Tennessee Team

Stephen Lewis

EVP, Mortgage Sales Manager

Office: 615-349-1422
Cell: 615-289-7634

NMLS # 586737

A past President of the Middle Tennessee Mortgage Bankers Association with 30 years of experience in residential lending, Stephen Lewis puts his experience and product knowledge to work for you by selecting the best products available to fit your needs. He specializes in all mortgage loans, including Conventional, FHA, VA, THDA, Rural Development, First Time Homebuyers, Construction/ Perm loans.

Bart Land

VP, Senior Mortgage Originator

Office: 615-349-1423
Cell: 615-812-2796

NMLS # 590285

With over 2 decades of mortgage lending experience and a lifelong Williamson County resident, Bart Land loves the community banking atmosphere where customer service is key and customers are known by name. He understands how exciting buying a home can be and will do everything he can to make sure it is a smooth transaction. You can contact Bart seven days a week with your mortgage questions.

Derrick Cozart

VP, Senior Mortgage Originator

Office: 615-349-1425
Cell: 615-477-7259

NMLS # 659281

Derrick Cozart has helped hundreds of first-time home buyers to private wealth clients achieve their goal of homeownership with a unique understanding of each individual’s specific financial needs. With over 20 years of experience originating residential purchase and refinance loans, Derrick has a vast array of knowledge and experience in this ever changing mortgage environment.

Ted Witkus

Senior Mortgage Originator

Cell: 615-815-5272

NMLS # 171344

Ted Witkus has over 25 years of experience originating residential mortgage loans.  He specializes in purchases & refinancing FHA, VA, THDA, USDA, and construction/perm loans. Ted has operated his own mortgage company for over seven years. He has enjoyed helping hundreds of families achieve their financial goals through purchasing a home. 

West Tennessee Team

Denise Houston

SVP West TN Production Manager

Office: 731-595-9963
Cell: 731-201-1644

NMLS # 457990

Over her 30-year career, Denise Houston has successfully opened and managed three LPOs throughout Tennessee. Her experience also includes real estate sales, property management, and building investment properties. 

Rachel Clark

VP West TN Assistant Production Manager

Office: 731-595-9962
Cell: 731-203-2618

NMLS # 1004038

Rachel Clark is an experienced real estate professional with nearly 20 years in the industry. From 2008-2012, she worked as a loan processor before transitioning to the sales side of real estate. 

Marty Maitland

Senior Mortgage

NMLS # 590283

Marty Maitland has successfully closed over 4,000 mortgage loans during his 39 years in the mortgage industry. He prides himself on his communication skills, enjoying time with family, and his faith in God. He looks forward to the opportunity to help you obtain your next home loan. 

Deborah Lane

Senior Mortgage Originator

Cell: 901-359-5843

NMLS #83757

Deborah Lane has 33 years of experience and has proven to be a top mortgage lender in the communities she serves. She truly cares about her clients and making their dream of home ownership a reality by equipping them with the information and tools needed to make an educated and informed decision. Deborah takes a “proactive” rather than a “reactive” approach to pave the way for a seamless and on-time closing. She specializes in USDA, VA, FHA, Conventional, and THDA first-time homebuyer programs. Give Deborah a call for a no-obligation consultation.