Personal Banking

At Lineage Bank, we believe things are better local. That’s why we offer many account options and comprehensive online banking tools, delivered with local experience and compassion, to make building your dreams right here in Middle Tennessee easier than ever before.

Keep Your Finances Close to Home

Checking Accounts

Regular Checking

Minimum Opening Amount - $100.00.
Service Charge - $8.00 monthly if daily balance falls below $500.00 any day of the statement cycle.
Issue Debit Card
Unlimited Transactions and Check Writing
Online and Mobile Banking
Mobile Deposits
Bill Pay

Interest Checking

Interest Bearing.
Minimum Opening Amount - $2,000.00.
Service Charge - $12.00 monthly if daily balance falls below $2,000.00 any day of the statement cycle.
Issue Debit Card
Unlimited Transactions and Check Writing
Online and Mobile Banking
Mobile Deposits
Bill Pay

Club Checking

Interest Bearing.
Minimum Opening Amount - $5.00.
No Service Charge.
Issue Debit Card
Unlimited Transactions and Check Writing
Online and Mobile Banking
Mobile Deposits
Bill Pay

Savings and Money Market Accounts

Regular Savings

Interest Bearing.
Minimum Opening Amount - $100.00.
Service Charge - $5.00 monthly if daily balance falls below $100.00 any day of the statement cycle.
Interest compounded quarterly and credited into the account quarterly.
Transaction Limits Apply - You may make 6 withdrawals from your account per statement cycle. You may only make 6 preauthorized transfers from your account every quarter.

Christmas Club Savings

Interest Bearing.
No minimum opening amount required. Interest compounded annually and credited into the account annually.
If account is closed before maturity, a $15.00 early withdrawal penalty fee is assessed.
Partial withdrawals are not permitted.
Annual transfer to Lineage Account required.

Money Market

Interest Bearing.
Minimum Opening Amount - $5,000.00.
Service Charge - $15.00 monthly if daily balance falls below $5,000.00 any day of the statement cycle.
Interest compounded monthly and credited into the account monthly.
Transaction Limits Apply - You may make 6 withdrawals from your account per statement cycle. You may only make 6 preauthorized transfers from your account every quarter.

Certificates of Deposit (CD) and IRAs

Certificates of Deposit are a safe way to earn a guaranteed
return on your initial investment. We have multiple rates and terms available and a dedicated team of professionals here to help you explore your options.

Start Earning

Personal Loans

When you’re in need, we’re right there to back you up. Whether disaster strikes or you have a big purchase you want to make, our local team will help make the loan application process simple for you.

Learn More

Online & Mobile Banking

We’re committed to staying on the cutting edge of technology to continuously
provide you with a better customer experience. That’s why our online and mobile
banking tools make it easier than ever to stay on top of your finances.