Lineage is the link between traditions and the community bank of tomorrow.


From our leaders to our customers, our Tennessee history runs deep. That’s why we’re bringing innovative banking technology to our community, while sustaining the relationships that define our lineage.

Richard Herrington

Serving as Chairman and CEO of Lineage Financial Network, Richard Herrington is a veteran Williamson County banker with more than 40 years of experience. Herrington holds a B.A. in Economics from Newberry College in Newberry, South Carolina and an M.A. in Economics from Florida State University. Herrington serves on the Newberry College Board of Trustees, the Board of Directors at Williamson Medical Center Foundation, and the Board of Directors of Leadership Franklin. He was appointed as the 2018 Board Chairman of Williamson Inc. and President of the Williamson County Sports Authority. Past Board service includes Battle Ground Academy, Columbia State Community Foundation, Franklin Tomorrow and Franklin First United Methodist Foundation.

Kevin Herrington

Kevin Herrington, President and COO of Lineage Financial Network, is based in Williamson County and has more than 20 years of banking experience. Herrington is a graduate of Belmont University in Nashville, Tennessee. He currently serves on the Board of Bridges Domestic Violence Shelter and previously served as a Board Member for the Payments First Regional Payments Association. 

Bill Lucado

Founder and Director, William (Bill) Lucado is based in Memphis, Tennessee and has more than 30 years of experience in banking, corporate finance, and investment management. Lucado holds a B.A. with Honors in Economics from Rhodes College in Memphis, Tennessee and an MBA from Michigan State University. He has served as the President of First Management Consulting, LLC since 2002 and previously served as CIO, and later the President and CEO, of EFS Federal Savings Bank, a subsidiary of Concord EFS.

Tom Black

Tom has a long track record of success as a business leader in the banking industry. He started at FISI*Madison before leaving to start Private Business, Inc. Under his leadership as CEO, Private Business grew into the country’s leading provider of accounts receivable programs for community banks and their commercial customers. Tom served as CEO for six years before taking the company public and serving on the Board of Directors. Tom has since purchased and led several companies, including BancSource and Imagic, before co-founding Ncontracts, a leading provider of compliance software for financial institutions, in 2009. Tom is a graduate of Missouri State University.

Henry Brockman, Jr.

Henry “Hank” Brockman, Jr. serves as Board Member for Lineage Bank. He graduated from University of Tennessee and earned an MLS degree from Vanderbilt University. Brockman was a founding Board member of Franklin Synergy Bank and Franklin Financial Network. He is also active in Franklin civic and professional organizations.

Rolando Toyos

Rolando Toyos serves as a Board Member for Lineage Bank. Dr. Toyos is Board Certified in Ophthalmology and specializes in Cataract Surgery, LASIK, Glaucoma, and Dry Eye. He volunteers his time to Eye Care America, a national program that provides eye care to the poor. The clinic has completed mission trips to Nicaragua, Honduras, Columbia and Haiti. He has also been a board member of Ballet Memphis and the Memphis Rock & Soul Museum.


Lineage Bank is part of a network of community banks across Middle and West Tennessee. Explore our locations.

Investor Relations

Without the Lineage Financial Network investors, bringing modern capabilities to community banks across Tennessee wouldn’t be possible. We’re thankful our investors believe in empowering local banks with the innovative technology they need to continue serving the customers—and the community—they’ve always known.

Lineage Financial Network is serving communities in Middle and West Tennessee through partnerships with local banks.

Ready to partner with a bank that has the best interest of you and your community in mind?