Lineage is the link between traditions and the community bank of tomorrow.


From our leaders to our customers, our Tennessee history runs deep. That’s why we’re bringing innovative banking technology to our community, while sustaining the relationships that define our lineage.

Richard Herrington

Serving as Chairman and CEO of Lineage Financial Network, Richard Herrington is a veteran Williamson County banker with more than 40 years of experience. Herrington holds a B.A. in Economics from Newberry College in Newberry, South Carolina and an M.A. in Economics from Florida State University. Herrington serves on the Newberry College Board of Trustees, the Board of Directors at Williamson Medical Center Foundation, and the Board of Directors of Leadership Franklin. He was appointed as the 2018 Board Chairman of Williamson Inc. and President of the Williamson County Sports Authority. Past Board service includes Battle Ground Academy, Columbia State Community Foundation, Franklin Tomorrow and Franklin First United Methodist Foundation.

Kevin Herrington

Kevin Herrington, President and COO of Lineage Financial Network, is based in Williamson County and has more than 20 years of banking experience. Herrington is a graduate of Belmont University in Nashville, Tennessee. He currently serves on the Board of Bridges Domestic Violence Shelter and previously served as a Board Member for the Payments First Regional Payments Association. 

Bill Lucado

Founder and Director, William (Bill) Lucado is based in Memphis, Tennessee and has more than 30 years of experience in banking, corporate finance, and investment management. Lucado holds a B.A. with Honors in Economics from Rhodes College in Memphis, Tennessee and an MBA from Michigan State University. He has served as the President of First Management Consulting, LLC since 2002 and previously served as CIO, and later the President and CEO, of EFS Federal Savings Bank, a subsidiary of Concord EFS.

Charles Johnson

Johnson is a veteran Tennessee Banker with over 43 years of banking experience. His last position was as Vice President for Consumer, Commercial and Real Estate Lending for Centennial Bank, Medina, serving on its board until 2015 when the bank was acquired.

Charles is a graduate of the Southeastern School of Banking as well as The Southeastern School of Advanced Commercial Lending. He resides in Medina, TN where he is involved in many civic affairs.

James B Webb

James “Jimbo” Webb was born and raised in Atwood, TN. His family started doing business with Citizens Bank and Trust in the 1940s.

Jimbo graduated from Atwood High School, University of Tennessee at Martin, with a degree in political science, and received a law degree from the University of Memphis. From 1980 to 2000, Mr. Webb served as legal counsel for the bank. He currently serves as Assistant District Attorney for Carroll County.

Rolando Toyos

Rolando Toyos serves as a Board Member for Lineage Bank. Dr. Toyos is Board Certified in Ophthalmology and specializes in Cataract Surgery, LASIK, Glaucoma, and Dry Eye. He volunteers his time to Eye Care America, a national program that provides eye care to the poor. The clinic has completed mission trips to Nicaragua, Honduras, Columbia and Haiti. He has also been a board member of Ballet Memphis and the Memphis Rock & Soul Museum.

Paul Moore

In 1976, Moore began his career as a bookkeeper at Citizens Bank & Trust, a bank owned by his family since 1927. He later moved on to a teller position and advanced to CEO of the bank in 1990. He served in that role for 30 years and retired in 2020.

Brandon Hedge

SVP, Chief Technology Officer, and Corporate Secretary Brandon Hedge has over 20 years of experience utilizing code to streamline business processes and improve the efficiency of complex items. He has assisted multiple technical startups in growth, improving architecture, team building, and improving software products that were scaled to millions of active users serving billions of daily transactions. As CTO, he is responsible for the technical components used in the infrastructure, data integrations with technology partners, and utilizing automation to improve the internal operations and customer experience for the products that Lineage provides. Hedge is a graduate of Motlow State Community College, and he resides in Franklin with his family.


Lineage Bank is part of a network of community banks across Middle and West Tennessee. Explore our locations.

Investor Relations

Without the Lineage Financial Network investors, bringing modern capabilities to community banks across Tennessee wouldn’t be possible. We’re thankful our investors believe in empowering local banks with the innovative technology they need to continue serving the customers—and the community—they’ve always known.

Lineage Financial Network is serving communities in Middle and West Tennessee through partnerships with local banks.

Ready to partner with a bank that has the best interest of you and your community in mind?